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FortierFamilyBudgets

12 Month Savings Challenge Binder - Achieve Financial Goals

12 Month Savings Challenge Binder - Achieve Financial Goals

Regular price $30.00 USD
Regular price Sale price $30.00 USD
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Save $2,100 this year with a month-by-month plan.

Color of Binder
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🤍 Handmade savings binder
✨ Beginner friendly
💵 Realistic savings amounts

THIS IS FOR YOU IF...

• You want a savings plan that accounts for the fact that some months are tighter than others — and you love that this one builds in smaller amounts for the expensive months and bigger ones when there's more room

• You've tried saving toward a vague annual goal before and it never worked — you need it broken down month by month so you always know exactly what you're supposed to be saving right now

• You want to end the year with $2,100 saved and a system that got you there without ever feeling overwhelming or all-or-nothing

What's Included

✨ Car Maintenance Savings Binder

Prepare for oil changes, repairs, tires, and unexpected vehicle expenses without relying on credit cards or dipping into your emergency fund.

✨ 12-Month Savings Binder

Build savings throughout the year for upcoming expenses, goals, and planned purchases with a simple month-by-month approach.

HOW IT WORKS

Choose the savings goals that matter most to you
Set aside small amounts that fit your budget
Watch your progress grow as you prepare for real-life expenses

Handmade to Order

Your Real Life Bundle is handmade and prepared just for you — not pulled from a warehouse shelf.

Each binder is assembled, checked and packaged by hand.

Please allow 3–5 business days for your order to be handmade and prepared for shipping.

Thank you for supporting a small handmade business. 🤍

Take control of your finances, one month at a time.
The 12 Month Savings Challenge Binder helps you break down big goals into manageable steps, making it easy to save consistently all year long. Perfect for beginners, families, or anyone wanting a structured, visual approach to budgeting.

Use it for emergency funds, vacations, holiday spending, debt payoff, or any savings goal. Each month has its own envelope and tracker—so you can watch your progress grow.


✅ What’s Included

  • Durable A6 budget binder

  • 12 cash envelopes for each month

  • Savings trackers for every month

  • Card slots, pockets, and pen loop

  • Compatible with A6 binder inserts

  • Reusable and beginner-friendly

12 Month Savings Challenges

JAN: $100                                                    JULY: $200

FEB: $100                                                    AUGUST: $225

MARCH: $150                                             SEPT: $200

APRIL: $150                                                OCT:  $200

MAY: $200                                                  NOV: $100

JUNE: $180                                                 DECEMBER: $295

Save a total of $2100


✅ Why You’ll Love It

✔ Breaks down large savings goals into manageable monthly steps
✔ Keeps your cash organized and easy to track
✔ Motivates you with a visual representation of progress
✔ Great for beginners or experienced budgeters
✔ Makes a thoughtful gift for friends and family

12 months, 12 envelopes, and a year of progress—your financial goals are within reach.
✨ Start small, stay consistent, and achieve big results!

 

View full details
A green ring-bound binder notebook open on a wooden table, displaying a printed Christmas savings tracker page. The scene is styled with holiday decor, including a lit candle, a mug of hot cocoa, dollar bills, and a pink knit blanket.

A Calmer Christmas Starts Before December.

Gifts, meals, decorations, and holiday traditions can add up quickly—but they don’t have to become a last-minute financial emergency.

Save a little at a time, organize your Christmas expenses, and build your holiday fund at a pace that works for your real-life budget.

Because Christmas feels different when the money is already waiting. 🤍


You’re Planning for Real Life

  • $100

    Quick Wins


  • $500

    Fresh Start




  • $1,000

    Calm & Consistent




  • Real-Life Goals

    Car Maintenance

    YOU ARE HERE