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Fortier Family Budgets

12-Month Cash Envelope Savings Challenge Inserts

12-Month Cash Envelope Savings Challenge Inserts

Regular price $20.00 USD
Regular price Sale price $20.00 USD
Sale Sold out
Shipping calculated at checkout.

Stay consistent and organized saving all year long.

Quantity

🤍 Handmade savings binder
✨ Beginner friendly
💵 Realistic savings amounts

THIS IS FOR YOU IF...

• You want to save consistently all year but every system you've tried either falls apart after a few weeks or doesn't account for the months when money is tighter

• You're a visual person who needs to see their progress laid out month by month — not just a number in a bank app that doesn't feel real

• You've been winging your sinking funds and holiday savings and you're ready for a simple structure that keeps every goal organized in one place

What's Included

✨ Car Maintenance Savings Binder

Prepare for oil changes, repairs, tires, and unexpected vehicle expenses without relying on credit cards or dipping into your emergency fund.

✨ 12-Month Savings Binder

Build savings throughout the year for upcoming expenses, goals, and planned purchases with a simple month-by-month approach.

HOW IT WORKS

Choose the savings goals that matter most to you
Set aside small amounts that fit your budget
Watch your progress grow as you prepare for real-life expenses

Handmade to Order

Your Real Life Bundle is handmade and prepared just for you — not pulled from a warehouse shelf.

Each binder is assembled, checked and packaged by hand.

Please allow 3–5 business days for your order to be handmade and prepared for shipping.

Thank you for supporting a small handmade business. 🤍

Save money all year long with these 12-month cash envelope challenge inserts. Each month has its own tracker to help you add cash weekly, bi-weekly, or monthly—perfect for low-income, simple budgeting. Fits A6 envelopes and makes saving organized and fun.

FEATURES:

  • 12 months of savings inserts (Jan–Dec)

  • Fits A6 cash envelopes & binders

  • Track deposits & monthly totals

  • Great for sinking funds and yearly goals

  • Beginner-friendly and low-income friendly

  • Handmade from a small family business

HOW TO USE:

  • Pick one envelope for each month.

  • Add cash weekly, bi-weekly, or monthly—whatever fits your budget.

  • Check off or color each deposit space as you save.

  • At the end of the month, total your savings and celebrate your win!
    Perfect for sinking funds, holiday savings, birthdays, vacations, emergency funds, and debt-free goals.

Build consistency, stay organized, and make saving fun—one month at a time!

View full details
A green ring-bound binder notebook open on a wooden table, displaying a printed Christmas savings tracker page. The scene is styled with holiday decor, including a lit candle, a mug of hot cocoa, dollar bills, and a pink knit blanket.

A Calmer Christmas Starts Before December.

Gifts, meals, decorations, and holiday traditions can add up quickly—but they don’t have to become a last-minute financial emergency.

Save a little at a time, organize your Christmas expenses, and build your holiday fund at a pace that works for your real-life budget.

Because Christmas feels different when the money is already waiting. 🤍


You’re Planning for Real Life

  • $100

    Quick Wins


  • $500

    Fresh Start




  • $1,000

    Calm & Consistent




  • Real-Life Goals

    Car Maintenance

    YOU ARE HERE