12 Month Savings Challenge Binder - Achieve Financial Goals

Take control of your finances, one month at a time.
The 12 Month Savings Challenge Binder helps you break down big goals into manageable steps, making it easy to save consistently all year long. Perfect for beginners, families, or anyone wanting a structured, visual approach to budgeting.

Use it for emergency funds, vacations, holiday spending, debt payoff, or any savings goal. Each month has its own envelope and tracker—so you can watch your progress grow.

✅ What’s Included

• Durable A6 budget binder

• 12 cash envelopes for each month

• Savings trackers for every month

• Card slots, pockets, and pen loop

• Compatible with A6 binder inserts

• Reusable and beginner-friendly

12 Month Savings Challenges

JAN: $100                                                    JULY: $200

FEB: $100                                                    AUGUST: $225

MARCH: $150                                             SEPT: $200

APRIL: $150                                                OCT:  $200

MAY: $200                                                  NOV: $100

JUNE: $180                                                 DECEMBER: $295

✅ Why You’ll Love It

✔ Breaks down large savings goals into manageable monthly steps
✔ Keeps your cash organized and easy to track
✔ Motivates you with a visual representation of progress
✔ Great for beginners or experienced budgeters
✔ Makes a thoughtful gift for friends and family

12 months, 12 envelopes, and a year of progress—your financial goals are within reach.
✨ Start small, stay consistent, and achieve big results!