{"title":"LOW INCOME TOOLS","description":"\u003cp data-start=\"247\" data-end=\"342\"\u003eBudgeting on a tight income can feel overwhelming, but small steps can lead to real progress.\u003c\/p\u003e\n\u003cp data-start=\"344\" data-end=\"538\"\u003eOur low income friendly tools are designed to help you save money slowly and intentionally with realistic savings goals, simple systems, and budgeting tools that make it easier to stay on track.\u003c\/p\u003e\n\u003cp data-start=\"344\" data-end=\"538\"\u003ePair these tools with our \u003ca class=\"underline underline underline-offset-2 decoration-1 decoration-current\/40 hover:decoration-current focus:decoration-current\" href=\"https:\/\/fortierfamilybudgets.com\/collections\/small-amount-savings-challenges\"\u003eSmall Amount Savings Challenges\u003c\/a\u003e to start saving even on a tight budget.\u003c\/p\u003e","products":[{"product_id":"monthly-budget-breakdown-notepad","title":"Monthly Budget Breakdown Notepad | Expense \u0026 Savings Planner","description":"\u003cp data-start=\"215\" data-end=\"410\"\u003eTake control of your money—one month at a time.\u003cbr data-start=\"262\" data-end=\"265\"\u003eThe Monthly Budget Breakdown Notepad is designed to help you clearly map out your income, expenses, and savings in a simple, stress-free way.\u003c\/p\u003e\n\u003cp data-start=\"412\" data-end=\"491\"\u003eNo overwhelm. No complicated systems. Just clarity, intention, and consistency.\u003c\/p\u003e\n\u003cp data-start=\"493\" data-end=\"518\"\u003e\u003cstrong data-start=\"493\" data-end=\"518\"\u003eWhat it helps you do:\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul data-start=\"519\" data-end=\"738\"\u003e\n\u003cli data-start=\"519\" data-end=\"571\"\u003e\n\u003cp data-start=\"521\" data-end=\"571\"\u003eSee exactly where your money is going each month\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli data-start=\"572\" data-end=\"631\"\u003e\n\u003cp data-start=\"574\" data-end=\"631\"\u003ePlan bills, variable expenses, and savings in one place\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli data-start=\"632\" data-end=\"678\"\u003e\n\u003cp data-start=\"634\" data-end=\"678\"\u003eStay consistent without feeling restricted\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli data-start=\"679\" data-end=\"738\"\u003e\n\u003cp data-start=\"681\" data-end=\"738\"\u003eBuild confidence with your finances, one page at a time\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp data-start=\"740\" data-end=\"761\"\u003e\u003cstrong data-start=\"740\" data-end=\"761\"\u003eNotepad features:\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul data-start=\"762\" data-end=\"959\"\u003e\n\u003cli data-start=\"762\" data-end=\"788\"\u003e\n\u003cp data-start=\"764\" data-end=\"788\"\u003eMonthly income section\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli data-start=\"789\" data-end=\"827\"\u003e\n\u003cp data-start=\"791\" data-end=\"827\"\u003eEasy section for cash breakdown\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli data-start=\"828\" data-end=\"863\"\u003e\n\u003cp data-start=\"830\" data-end=\"863\"\u003eSavings \u0026amp; sinking fund planning\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli data-start=\"864\" data-end=\"910\"\u003e\n\u003cp data-start=\"866\" data-end=\"910\"\u003eTotals section for extra organization \u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli data-start=\"911\" data-end=\"959\"\u003e\n\u003cp data-start=\"913\" data-end=\"959\"\u003e50 Tear-off pages for easy use and fresh starts\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp data-start=\"961\" data-end=\"1073\"\u003ePerfect for beginners, cash stuffers, envelope budgeters, and anyone looking to simplify their monthly planning.\u003c\/p\u003e\n\u003cp data-start=\"1075\" data-end=\"1208\"\u003eWhether you’re budgeting for today or building toward future goals, this notepad helps you show up with intention—every single month.\u003c\/p\u003e\n\u003cp data-start=\"1210\" data-end=\"1269\"\u003e🤍 Simple. Practical. Made to support your financial peace.\u003c\/p\u003e","brand":"Fortier Family Budgets","offers":[{"title":"Default Title","offer_id":47731517653219,"sku":null,"price":17.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0702\/4774\/3715\/files\/Monthly_budget_planner.png?v=1770837967"},{"product_id":"budget-starter-kit-beginner-friendly-a6-cash-budget-binder","title":"The Starter System – A Simple Budget Binder to Start Your Savings Journey","description":"\u003cp data-end=\"760\" data-start=\"491\"\u003eThis Starter System was created for beginners who want to save money without pressure, strict rules, or unrealistic expectations. Whether you’re brand new to cash budgeting or starting over, this set helps you take small, doable steps toward your goals.\u003c\/p\u003e\n\u003cp data-end=\"824\" data-start=\"762\"\u003eYou don’t need to be perfect — you just need a place to start.\u003c\/p\u003e\n\u003chr data-end=\"829\" data-start=\"826\"\u003e\n\u003ch3 data-end=\"852\" data-start=\"831\"\u003e✨ WHAT’S INCLUDED\u003c\/h3\u003e\n\u003cp data-end=\"1019\" data-start=\"853\"\u003e✔ A6 Budget Binder\u003cbr data-end=\"874\" data-start=\"871\"\u003e✔ Zippered Cash Envelopes (secure \u0026amp; beginner-friendly)\u003cbr data-end=\"931\" data-start=\"928\"\u003e✔ Savings Challenges and expense trackers designed for small steps\u003cbr data-end=\"979\" data-start=\"976\"\u003e✔ Simple instruction card to guide you\u003c\/p\u003e\n\u003cp data-end=\"1083\" data-start=\"1021\"\u003eEverything you need to start saving — no extras, no confusion.\u003c\/p\u003e\n\u003chr data-end=\"1088\" data-start=\"1085\"\u003e\n\u003ch3 data-end=\"1115\" data-start=\"1090\"\u003e🤍 WHY YOU’LL LOVE IT\u003c\/h3\u003e\n\u003cp data-end=\"1291\" data-start=\"1116\"\u003e• Beginner \u0026amp; low-income friendly\u003cbr data-end=\"1151\" data-start=\"1148\"\u003e• Designed to reduce overwhelm\u003cbr data-end=\"1184\" data-start=\"1181\"\u003e• Save at your own pace — even $5 counts\u003cbr data-end=\"1227\" data-start=\"1224\"\u003e• No deadlines or pressure\u003cbr data-end=\"1256\" data-start=\"1253\"\u003e• Perfect for real life budgeting\u003c\/p\u003e\n\u003cp data-end=\"1328\" data-start=\"1293\"\u003eThis kit is meant to grow with you.\u003c\/p\u003e\n\u003chr data-end=\"1333\" data-start=\"1330\"\u003e\n\u003ch3 data-end=\"1354\" data-start=\"1335\"\u003e💡 HOW IT WORKS\u003c\/h3\u003e\n\u003cp data-end=\"1483\" data-start=\"1355\"\u003e1️⃣ Choose one savings challenge\u003cbr data-end=\"1390\" data-start=\"1387\"\u003e2️⃣ Save small amounts when you can\u003cbr data-end=\"1428\" data-start=\"1425\"\u003e3️⃣ Track your progress\u003cbr data-end=\"1454\" data-start=\"1451\"\u003e4️⃣ Repeat at your own pace\u003c\/p\u003e\n\u003cp data-end=\"1514\" data-start=\"1485\"\u003eSmall steps really do add up.\u003c\/p\u003e\n\u003chr data-end=\"1519\" data-start=\"1516\"\u003e\n\u003ch3 data-end=\"1539\" data-start=\"1521\"\u003e🌱 PERFECT FOR\u003c\/h3\u003e\n\u003cp data-end=\"1673\" data-start=\"1540\"\u003e• New budgeters\u003cbr data-end=\"1558\" data-start=\"1555\"\u003e• Anyone restarting their budget\u003cbr data-end=\"1593\" data-start=\"1590\"\u003e• Cash stuffing beginners\u003cbr data-end=\"1621\" data-start=\"1618\"\u003e• Moms \u0026amp; families\u003cbr data-end=\"1641\" data-start=\"1638\"\u003e• A thoughtful, practical gift\u003c\/p\u003e\n\u003chr data-end=\"1678\" data-start=\"1675\"\u003e\n\u003ch3 data-end=\"1698\" data-start=\"1680\"\u003e📦 PLEASE NOTE\u003c\/h3\u003e\n\u003cp data-end=\"1807\" data-start=\"1699\"\u003e• Colors may vary slightly due to screen settings\u003cbr data-end=\"1751\" data-start=\"1748\"\u003e• This is a physical product\u003cbr data-end=\"1782\" data-start=\"1779\"\u003e• For personal use only\u003c\/p\u003e\n\u003chr data-end=\"1812\" data-start=\"1809\"\u003e\n\u003ch3 data-end=\"1835\" data-start=\"1814\"\u003e🤍 MADE WITH CARE\u003c\/h3\u003e\n\u003cp data-end=\"1940\" data-start=\"1836\"\u003eEach starter kit is thoughtfully assembled to help make budgeting feel \u003cstrong data-end=\"1939\" data-start=\"1907\"\u003esimple, calm, and achievable\u003c\/strong\u003e.\u003c\/p\u003e","brand":"Fortier Family Budgets","offers":[{"title":"Default Title","offer_id":47850162225379,"sku":null,"price":40.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0702\/4774\/3715\/files\/startersetupdate5.png?v=1770755258"},{"product_id":"bloom-and-save-denomination-savings-challenge-binder","title":"Denomination Savings Binder – A Simple System to Save Money Step by Step","description":"\u003cp data-start=\"246\" data-end=\"459\"\u003eBuild your savings beautifully with The Denomination Savings  Binder — a flexible, beginner-friendly budgeting tool designed to help you grow your money one intentional deposit at a time.\u003c\/p\u003e\n\u003cp data-start=\"461\" data-end=\"774\"\u003eThis reusable denomination savings challenge binder makes it simple to save using manageable amounts that fit your income and lifestyle. Instead of overwhelming lump-sum goals, this structured system allows you to check off denominations as you go, making consistent saving realistic and motivating.\u003c\/p\u003e\n\u003cp data-start=\"776\" data-end=\"931\"\u003ePerfect for building an emergency fund, sinking funds, or reaching personal financial goals, Bloom \u0026amp; Save turns small amounts into steady financial growth.\u003c\/p\u003e\n\u003chr data-start=\"933\" data-end=\"936\"\u003e\n\u003ch2 data-start=\"938\" data-end=\"962\"\u003e✨ Features \u0026amp; Benefits\u003c\/h2\u003e\n\u003cp data-start=\"964\" data-end=\"1249\"\u003e• Denomination-based savings challenge system\u003cbr data-start=\"1105\" data-end=\"1108\"\u003e• Encourages consistent money habits\u003cbr data-start=\"1144\" data-end=\"1147\"\u003e• Perfect for cash stuffing and envelope budgeting\u003cbr data-start=\"1197\" data-end=\"1200\"\u003e• Helps build emergency funds and sinking funds\u003c\/p\u003e\n\u003chr data-start=\"1251\" data-end=\"1254\"\u003e\n\u003cp data-start=\"1256\" data-end=\"1465\"\u003eWhether you’re new to budgeting, restarting your savings journey, or looking for a structured cash envelope system, this floral-inspired savings challenge binder keeps you organized, motivated, and in control.\u003c\/p\u003e\n\u003cp data-start=\"1467\" data-end=\"1526\"\u003eSmall denominations. Real results. Beautiful progress. 💸🌸\u003c\/p\u003e","brand":"Fortier Family Budgets","offers":[{"title":"Default Title","offer_id":48297564143843,"sku":null,"price":34.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0702\/4774\/3715\/files\/bloom1.png?v=1771704215"},{"product_id":"rainy-day-savings-challenge-a6-zipper-envelope","title":"Rainy Day Savings Challenge (A6) – Build Your Emergency Fund with Ease","description":"\u003cp data-start=\"87\" data-end=\"346\"\u003eBuild your emergency fund one step at a time with this simple and motivating \u003cstrong data-start=\"164\" data-end=\"195\"\u003eRainy Day Savings Challenge\u003c\/strong\u003e. Designed to help you save consistently, this challenge makes it easy to set money aside for unexpected expenses while keeping your savings organized.\u003c\/p\u003e\n\u003cp data-start=\"348\" data-end=\"575\"\u003eThis reusable challenge card pairs perfectly with a \u003cstrong data-start=\"400\" data-end=\"428\"\u003eclear A6 zipper envelope\u003c\/strong\u003e, making it ideal for cash stuffing and budget binders. Just choose an amount, color in or track your progress, and watch your rainy day fund grow.\u003c\/p\u003e\n\u003cp data-start=\"577\" data-end=\"596\"\u003e\u003cstrong data-start=\"577\" data-end=\"596\"\u003eWhat’s Included\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul data-start=\"597\" data-end=\"730\"\u003e\n\u003cli data-start=\"597\" data-end=\"638\"\u003e\n\u003cp data-start=\"599\" data-end=\"638\"\u003e1 Rainy Day Savings Challenge tracker\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli data-start=\"639\" data-end=\"674\"\u003e\n\u003cp data-start=\"641\" data-end=\"674\"\u003e1 Clear A6 zipper cash envelope\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli data-start=\"675\" data-end=\"730\"\u003e\n\u003cp data-start=\"677\" data-end=\"730\"\u003eReusable laminated challenge card for long-term use\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp data-start=\"732\" data-end=\"751\"\u003e\u003cstrong data-start=\"732\" data-end=\"751\"\u003eProduct Details\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul data-start=\"752\" data-end=\"925\"\u003e\n\u003cli data-start=\"752\" data-end=\"789\"\u003e\n\u003cp data-start=\"754\" data-end=\"789\"\u003eFits standard \u003cstrong data-start=\"768\" data-end=\"789\"\u003eA6 budget binders\u003c\/strong\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli data-start=\"790\" data-end=\"817\"\u003e\n\u003cp data-start=\"792\" data-end=\"817\"\u003eDurable laminated tracker\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli data-start=\"818\" data-end=\"876\"\u003e\n\u003cp data-start=\"820\" data-end=\"876\"\u003eClear zipper envelope keeps your cash secure and visible\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli data-start=\"877\" data-end=\"925\"\u003e\n\u003cp data-start=\"879\" data-end=\"925\"\u003ePerfect for cash stuffing and savings tracking\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp data-start=\"927\" data-end=\"949\"\u003e\u003cstrong data-start=\"927\" data-end=\"949\"\u003eWhy You’ll Love It\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul data-start=\"950\" data-end=\"1161\"\u003e\n\u003cli data-start=\"950\" data-end=\"995\"\u003e\n\u003cp data-start=\"952\" data-end=\"995\"\u003eHelps you prepare for unexpected expenses\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli data-start=\"996\" data-end=\"1041\"\u003e\n\u003cp data-start=\"998\" data-end=\"1041\"\u003eKeeps your savings organized in one place\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli data-start=\"1042\" data-end=\"1099\"\u003e\n\u003cp data-start=\"1044\" data-end=\"1099\"\u003eReusable so you can start the challenge again anytime\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli data-start=\"1100\" data-end=\"1161\"\u003e\n\u003cp data-start=\"1102\" data-end=\"1161\"\u003eA great tool for beginners starting their budgeting journey\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp data-start=\"1163\" data-end=\"1303\"\u003eStart building your financial cushion today and stay prepared for life’s unexpected moments with this \u003cstrong data-start=\"1265\" data-end=\"1296\"\u003eRainy Day Savings Challenge\u003c\/strong\u003e. 🌧️💰\u003c\/p\u003e","brand":"Fortier Family Budgets","offers":[{"title":"Default Title","offer_id":48418154381539,"sku":null,"price":3.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0702\/4774\/3715\/files\/rainy_day_challenge.png?v=1772850334"}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0702\/4774\/3715\/collections\/startersetupdate9.png?v=1772744078","url":"https:\/\/fortierfamilybudgets.com\/collections\/low-income-tools.oembed","provider":"Fortier Family Budgets LLC","version":"1.0","type":"link"}